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Disclaimer

This benefits site is designed to provide basic information regarding benefit plans and programs available to eligible employees of Refresco. This document merely summarizes the employee benefit plans and programs and does not detail all of the terms, conditions, restrictions, and exclusions contained in the plan documents, carrier contracts and/or Summary Plan Descriptions (SPD) (the “plan documentation”) for the various benefit plans and programs.

Every reasonable effort has been made to ensure the accuracy of the information contained in this document; however, in the event of a discrepancy between the information in this document and the plan documentation, the provisions described in the plan documentation will govern.

This document does not create any contractual rights for any current or former employee of Refresco, or for any other individual. The provisions of the applicable plan documentation will govern the determination of any individual’s rights under any employee benefit plan or program. Refresco reserves the right to amend or terminate any of its employee benefit plans and programs at any time and without notice or cause.