Accident insurance helps offset the unexpected medical expenses for non-work related injuries, including time missed from work and out-of-pocket medical expenses such as emergency room fees, deductibles and copayments.
It provides coverages for fractures, dislocations and other eligible accident - related injuries. Coverage is also available for your spouse and children. With Reliance Matrix, you will have a choice of two comprehensive plans which provide payments in addition to any other insurance payments you may receive.
It complements your medical coverage that helps pay for expenses that can happen with an unexpected accident, including x-rays, ambulance services and deductibles. You can even use it for non-medical expenses like rent or groceries.
No. Accident insurance is not a substitute for medical insurance. Accident insurance is designed to help offset unexpected medical expenses due to a covered accident.
Accident insurance provides benefits for covered accidental injuries, related services and treatments. Examples include: Diagnostic exams, x-rays and other emergency services, Initial and follow-up physician visits, ambulance transportation, hospital admission and confinement.
