Physical health

Choosing the right medical care

Make smart choices - so you get the right care, at the right time, with confidence.

Understanding the different levels of care and where to go for specific medical needs ensures you receive appropriate treatment efficiently. Choosing the right provider for medical care is also essential for saving both time and money. Here is a guide to help you decide where to seek medical attention based on the situation:

First Stop Health Telemedicine Option
Available 24/7; minimal or no wait time
Cost:
FREE
No cost for employees
Enrolled in: Telemedicine provider: Website:
Any Refresco medical plan First Stop Health firststophealth.com/telemedicine-patients
When to use: Minor illness and injuries, cold, flu, minor rashes, headaches, sinus problems, allergies, urinary tract infections, pink eye, bronchitis and mental health visits, as well as other common concerns regarding non-urgent health questions and advice
Telemedicine options
Available 24/7; minimal or no wait time
Cost:
$
Typically, lower copays and fees compared to in-person visits
Enrolled in: Telemedicine provider: Website:
UHC Surest medical plan Doctor on Demand doctorondemand.com
UMR medical plan Teladoc teladoc.com
When to use: Minor illness and injuries, cold, flu, minor rashes, headaches, sinus problems, allergies, urinary tract infections, pink eye, bronchitis and mental health visits as well as other common concerns regarding non-urgent health questions and advice
Other care options
Doctor's office visit
open during regular clinic hours; wait times vary
Urgent care clinic*
hours vary; check your local in-network clinic options;
wait times vary, typically long than an office visit
Cost: $$ Low copays depending on your plan or if seeing a specialist Cost: $$$ Much higher than a doctor's office
When to use: General health issues such as the common cold, flu, respiratory syncytial virus (RSV), pink eye, strep throat, screenings, vaccines, referrals to specialty care, routine check-ups, preventive care, condition management of diabetes, hypertension or asthma, etc. When to use: For urgent, non-life-threatening issues such as minor cuts, sprains, minor burns, skin rashes, fever and flu, x-rays and lab testing
Emergency room (ER)
Open 24/7; wait times vary; longer if you go with a minor condition
Cost: $$$$ Much higher cost than any other medical care When to use: Life-threatening situations such as chest pain, shortness of breath, uncontrolled bleeding, poisonous or other serious illnesses or injuries

To find an in-network provider/facility contact, use the contact information at the end of this guide.

*Know before you go: Ask the urgent care facility in advance if it bills as an emergency room (ER) so you can choose another location to avoid any surprise billing.

Symbol Key: $$ = less expensive | $$$ = mid-range | $$$$ = most expensive